Track your net worth.
Project every possible future.
AI-powered net worth tracking and financial projections. Model any life scenario, see where every path leads, and plan your future with confidence.
Privacy-first · Multi-currency · Mobile and desktop · Plan as a couple
Try it now
Your first projection in 30 seconds
A quick estimate of your income, expenses, and assets is all it takes to project your net worth over time.
Assumes 5% annual return · 3% inflation · FI = 25× annual expenses
Already tracking your finances? Import from spreadsheets, ProjectionLab, YNAB, or CSV.
Discover
Ask any what-if. The AI does the math.
Type any life question and Segmio's AI turns it into a projection. Model a career change, test your savings rate, stress-test a market crash. And sometimes it surfaces things you hadn't considered.
Projections
Compare your financial futures
Every scenario becomes a projection you can see and compare. Drag the retirement slider to explore different timelines. In the full app, add life events, run Monte Carlo simulations, stress-test your withdrawal rate, and plan together as a couple.
Your real scenarios will be more interesting.
Track
Track your net worth. See the proof every month.
Track every account across any currency in one place. One monthly update shows you what changed, what's on track, and where your projection meets reality. Plan together with a partner and share a single view of your household finances.
This is what financial clarity feels like
From the makers of
FinancialAha!We built FinancialAha!, a suite of financial spreadsheet template and planning tools used by people across 55+ countries. Over 6 years, we learned what actually works, what people struggle with, and what's missing from every tool on the market. Segmio is the answer to everything our customers taught us, rebuilt from the ground up.
Already using spreadsheets, ProjectionLab, YNAB or have a CSV? You'll be able to import everything on day one.